Privacy Policy

Last Updated: October 2025

This Privacy Policy describes how WealthQuant Financial & Insurance Solutions (“WealthQuant,” “we,” “us,” or “our”) collects, uses, and protects personal information in accordance with the Gramm–Leach–Bliley Act (GLBA), the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA), and the Federal Trade Commission Safeguards Rule.

1. Information We Collect

Identifiers: name, address, email, telephone number, date of birth.
Professional or Employment Information: occupation, employer, or business affiliation.
Financial Information: income range, assets, liabilities, and insurance objectives (only when voluntarily supplied).
Internet or Technical Information: IP address, browser type, device identifiers, usage data via analytics cookies.
Form Interactions: data submitted through Meta Lead Forms, Google Lead Forms, LinkedIn Lead Forms, Calendly, website forms, and email correspondence.

2. How We Use Your Information

To schedule consultations and respond to inquiries.
To prepare insurance illustrations, proposals, or financial strategies.
To send educational or informational communications.
To maintain subscriptions or event registrations.
To comply with applicable laws and regulatory requirements.

We do not sell or rent personal information. All processing is performed for legitimate business purposes permitted by GLBA and CCPA.

3. Information Sharing and Disclosure

We may disclose your information, only as permitted by law, to:

Licensed life insurance carriers for underwriting or quotes.
Independent Certified Public Accountants (CPAs) for tax coordination.
Qualified attorneys for estate or legal planning purposes.

All partners are bound by confidentiality and data-protection obligations consistent with the GLBA Safeguards Rule.

4. Data Transfers and Processors

Your information may be processed and stored using secure third-party platforms such as GoHighLevel, Google Workspace, Calendly, Meta, and other service providers under written agreements ensuring equivalent privacy protections.

5. Use of Artificial Intelligence and Automation

WealthQuant utilizes artificial-intelligence (“AI”) systems and automated digital agents to assist with client communication, lead management, and educational outreach. These tools may generate or personalize messages, emails, or website interactions based on information you provide.

All AI communications are monitored by licensed representatives or authorized personnel to ensure accuracy and compliance. Any advice, quotes, or recommendations generated through AI are for informational purposes only and do not replace the judgment of a licensed financial professional.

By engaging with our website, chat features, or automated responses, you consent to the use of AI-assisted communication in accordance with this Privacy Policy. You may request human follow-up or correction of any automated response at any time by emailing [email protected].

6. Data Security

We maintain administrative, technical, and physical safeguards to protect nonpublic personal information from unauthorized access, consistent with the FTC Safeguards Rule. Measures include encryption, access controls, employee training, and secure data disposal.

7. Your Privacy Rights (CCPA / CPRA)

California and New Jersey residents may:

Request access to personal information we hold about them.
Request correction or deletion of personal information (subject to legal retention obligations).
Opt out of sharing or disclosure to non-affiliated third parties where applicable.
Designate an authorized agent to submit a request on their behalf.

To exercise these rights, email [email protected] with the subject line “Privacy Request.” Identity verification may be required.

8. Cookies and Tracking

We use cookies and similar technologies for analytics, security, and advertising optimization. You can disable cookies through your browser settings, although some site features may be limited.

9. Data Retention

We retain personal information only as long as necessary for the purposes described or as required by insurance and financial-services record-keeping regulations.

10. Children’s Privacy

Our services are intended for adults 18 years or older. We do not knowingly collect data from minors.

11. Third-Party Links

Our website may contain links to external sites. WealthQuant is not responsible for their privacy practices or content.

12. Changes to This Policy

We may update this Privacy Policy periodically. Revisions take effect upon posting with an updated “Last Updated” date.

13. No Contractual or Fiduciary Duty

This Policy is for informational purposes only and does not create a contractual relationship, fiduciary obligation, or private right of action unless required by law. WealthQuant disclaims liability for disclosures made in good-faith compliance with applicable law or legal process.

14. Contact Us

WealthQuant Financial & Insurance Solutions
One Sansome Street, Suite 3500
San Francisco, CA 94104
Email: [email protected]
Website: https://thewealthquants.com/

Terms & Conditions | Disclaimer | DMCA